Switzerland Currency and Travel Guide

Exchanging Swiss Franc & Travel Tips with WeXchange

What Currency is Used in Switzerland?

Preparing for a journey to the majestic alps and vibrant cities of Switzerland? Need some insights on organising and managing your travel money? As Melbourne’s trusted currency exchange service, WeXchange is here to help you navigate Switzerland’s currency. We’ll give you tips on where to exchange your Australian Dollars for Swiss Francs, tips on Swiss Francs while you’re on your trip, and highlight some must-see Swiss destinations.

The official currency of Switzerland is the Swiss Franc, often denoted by CHF or Fr.
A Swiss Franc can be broken down further into one hundred Centimes, C (French) or Rappen, Rp. (German).

Denominations for the Swiss Franc are:

  • Notes: CHF 10, CHF 20, CHF 50, CHF 100, CHF 200, and CHF 1,000
  • Coins: Coins: 5c, 10c, 20c, 50c, 1, 2, and 5
Swiss Franc CHF Notes

Though credit cards are commonly used in major cities, for the smoothest experience having cash in-hand can be thew best way to travel. For the best experience, we recommend exchanging Swiss Francs Cash with WeXchange before heading off to Switzerland.

How Should I Carry My Money in Switzerland?

Carrying a mix of Swiss Franc notes is ideal. Rural areas, traditional markets, and some old-world cafes still favour cash over cards. Keeping a varied range of CHF notes ensures you won’t miss out on anything during your trip.

Order CHF online at WeXchange and pick it up in-store, saving you the hassle of hunting for good exchange rates after landing in Switzerland.

Where to Exchange Swiss Francs (CHF)?

You’ve got the choice of exchanging Swiss Francs in Australia before your trip or once you arrive in Switzerland. However, to avoid high fees, potentially language barriers and using valuable time on your holiday, it’s a smart move to use WeXchange in advance. You can easily check out our competitive AUD to CHF rates online or visit us during business hours.

Tipping, Taxes & High Value Notes


In Switzerland, tipping isn’t as customary since service charges are usually included in the bill. However, for good service in restaurants or taxis, rounding up to the nearest franc is appreciated. While tipping is a kind gesture, it’s not mandatory, so it’s always up to individual discretion.

Tax Free:

A number of Swiss shops offer tax-free shopping for tourists. If you’re spending a decent amount, remember to request a tax-free form. This way, you can get a refund on the Value Added Tax (VAT) when leaving the EU.

High-Value CHF 1,000 Note:

Swiss Franc 1,000 CHF Note
Swiss Franc 1,000 CHF Note

In Switzerland, the CHF 1,000 note isn’t widely accepted everywhere due to its substantial value, especially in smaller establishments or for everyday transactions. If you acquire one, we recommend breaking it at a bank for ease of spending.

Before returning to Australia, it’s best to exchange this large note into smaller denominations. This helps you avoid less-favourable rates often linked to high-value notes.

Must-Visit in Switzerland and CHF Money Tips

Switzerland is a captivating blend of timeless tradition and contemporary flair, where every turn reveals a new surprise. With its majestic snow-capped mountains, serene lakes, historic landmarks, and bustling urban centers, there’s something for every traveler to relish. As you prepare to traverse this diverse landscape, here are some essential destinations to earmark and practical money tips to keep in mind for a seamless Swiss experience:

1. Zurich

Switzerland’s largest city, Zurich, seamlessly combines its role as a global financial hub with rich cultural offerings. Stroll along the banks of Lake Zurich, and explore its old town where modern boutiques intersect with historic landmarks. With its art galleries and gourmet restaurants, Zurich offers a blend of past and present.

Zurich, Switzerland
Geneva, United Nations

2. Geneva

Positioned on the shores of the dazzling Lake Geneva and famed for its Red Cross headquarters, Geneva offers more than international diplomacy. Discover the city’s museums, parks, and historic districts, and perhaps catch a glimpse of the iconic Jet d’Eau water fountain, one of the city’s standout landmarks.

3. Bern

The capital city, Bern, surprises with its well-preserved medieval old town, which is a UNESCO World Heritage site. Beyond its historic charm, the city is known for its lively markets, intricate fountains, and the famous Zytglogge clock tower, which has been keeping time for centuries.

Bern, Switzerland
Lucerne Lake with Boat

4. Lucerne

Situated next to a lake and surrounded by mountains, Lucerne is the epitome of Swiss charm. Explore its old town’s winding alleyways, marvel at the historic Chapel Bridge and Water Tower, and don’t miss a scenic boat ride on Lake Lucerne to truly appreciate its stunning backdrop.

5. The Swiss Alps

An undeniable highlight, the Swiss Alps provide an idyllic setting for both adventure seekers and those looking to unwind. From skiing and snowboarding in the winter to hiking and mountaineering in the summer, these majestic peaks offer year-round activities and breathtaking panoramas that are truly unforgettable.

The Swiss Alps

The CHF Beyond Switzerland: Liechtenstein

Apart from being the official currency of Switzerland, the Swiss Franc (CHF) also enjoys the status of being the legal tender in the Principality of Liechtenstein. Nestled between Switzerland and Austria, Liechtenstein is a small, landlocked country known for its medieval castles, alpine landscapes, and vibrant arts scene. When travelling in Liechtenstein, tourists can conveniently use the Swiss Franc for all transactions, just as they would in Switzerland. This seamless currency usage across both countries further enhances the travel experience for those journeying through the heart of Europe.

Liechtenstein Map

Your Travel Money Sorted with WeXchange

Embarking on a Swiss adventure is all about immersing oneself in its picturesque landscapes, rich heritage, and distinct culture. A vital part of ensuring a seamless experience is being well-equipped with the right currency. At WeXchange, we make this aspect of your journey smooth and hassle-free. By exchanging your Swiss Francs (CHF) before your trip, you can dive straight into the wonders of Switzerland without the worry of finding suitable currency exchanges. With WeXchange by your side, you’re not just buying currency; you’re purchasing peace of mind for your travels.

Other Destinations

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